VA Loan Worksheet

Veterans

VA residual income requirements and entitlement calculations

VA Loan Benefits: 0% down payment, no PMI, competitive rates, and limited closing costs. Veterans with service-connected disabilities may be exempt from the funding fee.

Borrower Information

Veteran status and family details

VA Region

AL, AR, DC, DE, FL, GA, KY, LA, MD, MS, NC, OK, SC, TN, TX, VA, WV

Family Size

Total household members (including borrower)

First-time VA loan use

Service-connected disability (funding fee exempt)

Loan & Income Details

Loan amount, income, and monthly obligations

VA Loan Amount

Down Payment %

0% down is allowed with VA loans

Gross Monthly Income

Monthly Debts

Credit cards, car loans, student loans

Monthly Housing Payment (PITI)

Principal, interest, taxes, insurance, HOA